What we do
“In preparing for battle I have always found that plans are useless, but planning is indispensable” – Dwight D. Eisenhower
Financial Planning
When your financial plan is drawn up by a CFP professional you should be left with a clear sense of where you are and where you are heading. The main factors the plan should cover are:
• Retirement planning
• Investment planning
• Tax planning
• Succession/estate planning.
Ultimately, it should bring all your financial matters into one manageable document, which will be reviewed annually or when specific events occur.
If you want to set up an appointment to have your financial plan drafted, please contact us.
Consulting packages
We have consulting packages which are designed so that you take responsibility for your personal finances. We will hold you accountable and help you keep on the right path to achieve whatever your goals are
Sounding board session
You may have some ideas and financial goals, for example: buying an investment property or investing in a tax-free account, but you also need some peace of mind from an independent professional to help you ensure that you are heading in the right direction!
You receive:
• Peace of mind that all important factors are brought to your attention. For example: Tax implications of rent income. Fund choice within a Tax-free account.
• An action plan of next steps to move closer to your goal.
• A 90 day follow up, to check if you need any assistance.
Basic Financial Plan
This is perfect for newlyweds, or young parents. You might have an investment going, a pension at work, some life cover but you want to review these portfolios. Perhaps you are also considering an education plan, life insurance and drafting a will, but can’t quite get around to these things. We understand. In a busy life, these items are not making it to the top of your To Do list! We will handle it.
You will receive:
• Financial Needs Analysis: You tell us what your goals are, what you have in place already and we will use our tools to establish what tweaks must be made or we need to start looking at major changes, new policies and investment strategies.
• Assistance with making decisions setting goals and creating priorities!
• An action plan with your next steps to take.
• A 30 day and 90 day follow up to check if you need any assistance.